Seller Closing Costs Calculator

Estimates only — your contract, lender's disclosure and tax situation govern. List With Agent is not a real estate brokerage. We are an independent marketing and referral service that connects home sellers with licensed real estate agents. This page is general educational information, not legal, financial, or real estate advice.

How it works

Total = transfer tax (sale price × rate) + title insurance and search + escrow or settlement fee + recording fees + attorney fees + prorated property taxes + HOA estoppel/transfer fees + other. Which of these a seller pays, and how much, varies by state and by contract.

Frequently asked questions

What closing costs does a seller pay?

Sellers commonly pay for title insurance and title search, transfer taxes, recording fees, the escrow or settlement fee, prorated property taxes, and HOA estoppel or transfer fees. Responsibility varies by state and contract, and some items are negotiable.

How much are seller closing costs?

There is no single national figure — costs vary by state, county, price and contract. Rather than quote a made-up average, this calculator lets you enter your own amounts and see the total and its share of the sale price.

Are agent commissions a closing cost?

Agent compensation is negotiated separately from the other closing costs. This calculator covers non-commission closing costs; use the cost-to-sell calculator to include commission.

Where can I see the final numbers?

The Closing Disclosure lists the final loan and closing figures. The CFPB publishes a Closing Disclosure explainer and a mortgage closing checklist linked in our source library.