Methodology

Calculator math

Every calculator runs entirely in your browser using your own inputs — no national averages are assumed, and no data leaves your device. The formulas are documented on each tool's "How it works" section and unit-tested against independently computed values before release.

Source rules

• Official public sources only: the IRS, the Consumer Financial Protection Bureau, HUD, the FTC, and primary industry filings such as the NAR settlement FAQs.
• We never cite a competitor as a source and never present an estimate as a quote.
• Where no official figure exists — for example, average commission rates or a single national closing-cost figure — we do not publish a number. We explain the rule and link the official source instead.

What we never do

• We never invent agents, reviews, ratings, testimonials, statistics, authors, or credentials. Pages are bylined to the Editorial Team.
• We never present educational content as legal, financial, or real estate advice.
• We never misrepresent the referral relationship: List With Agent is not a brokerage, and we may receive compensation from participating professionals.